Apply And Pay For Yorkshire Bank B Credit card
Yorkshire bank is a division of Clydesdale Bank and it provides its services in North of England. The bank was founded in 1st May 1859 by Edward Akroyd and has its headquarter in, Leeds, United Kingdom. With the personal and business credit cards of Yorkshire e bank, you can have a balance transfer and other non-sterling transactions. The bank has over 180 branches in the UK, and its credit cards are issued by Mastercard, thus they are accepted in 35 million locations in the world.
The different types of credit cards with the Yorkshire Bank
There are 3 types of offers available with the Yorkshire Bank
Gold Mastercard credit card
Avail 0% interest on purchases for 26 months from the account opening. Get 0% interest on balance transfers for 12 months from account opening. You will get contactless and mobile payments via Apple Pay and Google Pay. Get access to Mastercard Priceless Cities and enjoy exclusive events and offers globally. Help from UK call centers, get secure online shopping, get 24-hour fraud support, get to add other cardholders, get to make easy payment, no annual pay has to pay from your side.
B Credit card
It will reveal your spending habits when used with the app. You will get help on your way with no foreign exchange fees on purchases. The card is perfect for travel, with contactless and accepted in millions of places worldwide. The card system understands that low-interest rates are important. You will get protection by using the latest security tech to keep you and your money safe. The B app always shows you exactly where the money goes. Get a 0% balance transfer fee. Get contactless payments. No foreign exchange fees if you purchase abroad. The team at B is will always help you. The card is accepted in millions of places worldwide.
Get up to 59 days’ interest-free credit on purchases. Avail the anti-fraud technology, chip and PIN cards, and Mastercard SecureCode as standard to make it a secure way to manage cash flow. Get to view reports online and help protect your business from fraud. No annual fee you have to pay for the first year. Get a maximum of 59 days for purchases if you pay your balance in full and on time. Also, there is no interest-free period on cash advances. You will automatically receive special discounts at a wide range of participating retailers with the Mastercard Business Savings scheme.
Benefits of B Credit card
It will reveal your spending habits when used with the app.
You will get help on your way with no foreign exchange fees on purchases.
The card is perfect for travel, with contactless and accepted in millions of places worldwide. The card system understands that low-interest rates are important.
You will get protection by using the latest security tech to keep you and your money safe. The B app always shows you exactly where the money goes.
Get a 0% balance transfer fee.
Get contactless payments.
No foreign exchange fees if you purchase abroad.
The team at B is will always help you.
The card is accepted in millions of places worldwide.
Rates and fees of B Credit card
The purchase rate is, 9.9%
The APR variable is 9.9%
Get maximum borrowing £1,200
The late payment fee is, £12
The copy statement charge is, £ 5
The over-limit fee is, £12
Eligibility criteria for B Credit card
You have to be at least 18 years old
Has to be the resident of UK
Must not be a cardholder of Clydesdale or Yorkshire bank
Must have the sort code and account number from your main bank
Your annual salary before the tax and the monthly take-home amount
Information on loan and mortgage payments
The entire details of any other credit cards
Name of your employer
Specify how much you spend every month
Your mobile number
Your address of the past three years
Apply for B Credit card
To apply for the card, you need to go to, secure.ybonline.co.uk
Here from the menu panel on the left side and you have to click on ‘Personal’
You will get another menu just under it. Here you have to click on the third option, ‘Credit cards’ and in the drop-down, you will get three lists and under the first list just under the tag, ‘Our credit cards’ you will get the second option, ‘B Credit card’.
Here on the page, you will get the option for ‘Apply online now’ at the middle left side of the page, click on it.
Here on the next page, you have to scroll down and you will get the information on the things you need for the application. After that, the card application will take 15 minutes.
Your monthly earnings before tax
Information of your other credit or store cards, or overdraft balances that you plan to transfer to your new card
All of your bank details
Information on your monthly outgoings, such as your mortgage, rent, and loans.
After checking this scroll down and at the bottom of the page at the left side press on, ‘Start your application’ in pink.
Here on this page, you have to specify if you are a bank account holder of Yorkshire or not.
Then click on ‘Continue’ at the bottom of the query.
Then on the next page, you can scroll down a bit and here you have to answer some queries,
Here specify your age
Specify if you live in the UK
Specify that you are not currently bankrupt
Specify if you recently had a CCJ degree in last three years
Scroll down and at the left side tick on the box agreeing you have read the terms
After this press on the ‘Continue’ from the bottom middle of the page.
On the next directed page at the left side, you have to type the
If you have middle name specify
Date of birth
Your marital status
Specify if you have any dependents
Your mobile phone number
Confirm the email
Specify the contact method
Specify if you would like to add any other cardholder and click on, ‘Continue’ from the right side
Follow the later instruction on this application and then gradually you will be able to finish the process.
Apparently, you can download the terms with the fair processing method as well.
Activate B Credit card
After you get the approval from Yorkshire bank, you will get the card in your hand by post in some business days. Then you have to register and then log in to the online account and this way you will get all the best perks.
Register for B Credit card
To register you need to go to, secure.ybonline.co.uk
Here at the top right side corner click on, ‘Register’ and from the drop-down click on, ‘Register’.
On the next page, at the right side press on, ‘Register now’.
In the adjacent page, type the customer number or username, or you can add your personal details too
Here type the,
Date of birth
Postcode and press on ‘Continue’.
Do follow the later instructions and get to register properly
Logging in to the B Credit card
To log in you need to visit the site, secure.ybonline.co.uk
In this page at the right side click on, ‘Login’, then from the drop-down press on, ‘Login’
Here type the username or the customer number then tap on, ‘Continue’.
Forgot username or password
If you have lost the login details of Yorkshire, then you need to go to the same page, here in the login drop-down click on ‘Reset details’. In the directed page, type the username or the customer number and click on, ‘Continue’. Follow the later prompts and you will get back all the details.
Benefits of B Credit card
Get to access your available and current balance
Get to send money within the UK
Get to cancel direct debits
Get to search your transaction history
Get to set up and cancel standing orders
Get to share your screen with a member of your team
Pros and cons of B Credit card
Get to pay with the debit card
Get contactless payment
There is no free warranty cover
You will not get any emergency cover
You will not get an optional checkbook
The customer service is terrible
Bill payment of B Credit card
There are 3 ways to pay the bill of Yorkshire, direct debit, debit card, faster payment, in person. To make payments you need to visit, secure.ybonline.co.uk Here in the second menu panel, you have to go to the second option, ‘Current accounts’ from the left. Here in the third list, you will get the fourth option, ‘Making payments’. On this page, you will get the options for payments in detail.
For this you have to call on, 0800 678 3320 and from here you can set up a direct debit.
You can make payment by debit card easily. For this, you have to call on, 0800 678 3380 and from here you can make debit card payments.
You can do it anytime, and it can be done by internet banking, via mobile or telephone banking from your bank. The limits are, Internet banking limit up to £30,000
For telephone banking limit is £5,000.
To pay in person you can go to, secure.ybonline.co.uk/personal/online-locator
Here you have to type the postcode or the town name and then click on ‘Search’.
You can search by ATM, business and private banking sectors too.
If you are looking for any help or issue resolution with Yorkshire cards then you can always call on the toll-free number, 0800 456 1247, and this is a 24/7 available number. To call from abroad you can call at, +44 141 951 7315.