Toys R US is an American toy, video game and baby product retailer offering products worldwide. In other words, it is an international toy and kids products manufacturer with its headquarters in New Wayne, New Jersey. The retail store chain offers a wide range of services to its loyal shoppers such as credit cards and gift cards.
Overview of the Toys R US Credit Card
The Toys R US Credit Card is serviced by the Synchrony Bank. It is made to be used for shopping at the Toys R US retail store at any of the locations in the United States. The credit card is made available to the dedicated shoppers of the retail store. If you already have the credit card you can access the account via the web portal of the Synchrony Bank. Customers who have the credit card inside their wallet can feast upon the wide range of benefits offered by the credit card company.
Benefits of the Toys R US Credit Card
- Once you open a Toys R US Credit Card account you get a 15% discount on your first financing.
- Shopping on Thursday the cardholders get a special 10% off.
- Earning 125 reward points the customer gets a $5 reward.
- On signing up at the Babies R US portal the users are offers 10% cash back on their purchases.
- Get offers on purchases during your kids birthday month.
Toys R US Credit Card Rate and Fee
- The credit card has an intro APR rate of 0% for 12 months.
- Balance transfers are not enabled.
- Regular APR rate is 26.99%.
- Annual fee charged is $0.
- If you are late with payments you need to pay $38.
- The foreign transaction fee is $3.
Toys R US Credit Card Review
Handsome “R US” Rewards– The Toys R US Credit Card has a decent number of rewards when used at the Toys R US Stores. If you are a regular shopper at the store or your kids can’t stop themselves pulling you in then the credit card would be a great deal.
No Annual Fee– This is among the $0 annual fee credit cards. Therefore, you do not have to pay an annual fee for usage.
High-Interest Rate– Although the credit card has a pretty good amount of financing benefits the interest charged is too high.
Treacherous if used as an everyday credit card- As mentioned above the credit card is limited to use at the Toys R US Stores. Hence, one cannot use it for other purchases.
Toys R Us Credit Card Application
TOYS R Us and Babies R Us stores can process your Toys R Us credit card application while you wait and render an instant decision after completing your credit check. Use the Toys R Us store locator to find a local Toys R Us store.
Applying for a Toys R Us card online:
You can get your credit card approval online if you prefer self-service. Select the “R Us credit card” navigation link at the bottom of the Toys R Us homepage, and follow the prompts to complete the application. www.synchronycredit.com/toysrus
You will also need to provide your mother’s maiden name and select a unique four-digit security passcode to access your account. The online application includes the option to add up to $10,000 in card security monthly fee. Once you read, accept the agreement terms and submit your application.
Check Application Status
You can check your statements for all details about the remaining payment options. You can visit the official website of the Toys R US in order to check your application status. Or call on 1-855-389-2365 for checking status.
How to activate your credit card
To activate a new credit card you must log in to your account by simply entering your user id and password. If you are a new user, then click “Register here Activate My Card”.
How to Log into Toys R US Credit Card
Step 1: If any cardholder who desire to log in into their online account should navigate to the homepage of the Toys R Us and then look to the “Account login” button towards the right of the screen www.synchronycredit.com/toysrus
Step 2: For login in entering username, password and in next click “Sign in” button. Then the system will direct you to the account management console from where one can pay bills online, view statements and more.
Forgot username id or password
Step 1– If any cardholder lost their username or password then they should go to the login section and click on the link “Retrieve User Id or Reset password”.
Step 2– In the next step; enter your card number, name as appears on the card, security code and last 4 digits of the primary cardholders SSN.
Then finally click on the “Verify” button.
How to Register
Step 1– If someone is wishing to register for a new account then need to click on the “Register” button found on the login page.
Step 2– To set up an account one must enter the card number and billing zip code.
How to make payment
To pay online, register your account on the Toys R Us website www.synchronycredit.com/toysrus. Click on the ‘Pay your Bill’ link to go further with the procedure.
Now you will be directed to the payment page. Next, enter the amount of your payment and the date you want to pay if it is not today.
Enter your bank routing number and checking account number. Then click the “Submit” button.
Payment by mail:
To make payment by mail write your account number on your check.
Mail your check and the payment coupon from your statement in the envelope included in your statement.
Mail your check to the appropriate address:
Toys R Us MasterCard
PO Box 530939
Atlanta, GA 30353
Payment by phone:
Toys R Us MasterCard: 855-389-2539
Toys R Us Credit Card: 855-389-2365
Set up Auto Payment
Toys R US Credit Card customers who are willing to set auto payments need to fill out an auto-pay form found on the online account management console. Log into your Synchrony Bank account and set up auto payment bill fill out the form.
Auto payments enable the bank to pay on your behalf before or on the due date. Hence, you will be free from making a manual payment every month.
At the closure, the Toys R US Credit Card makes sense for the regular shoppers of the children’s store. If your kids love shopping at the store or it makes a necessity then you must get the credit card inside your wallet. Else, the card is less worthy. Individuals who wish to use it on a regular basis might search for a rewards card.