About Discover
Discover is an American financial company. It was founded in 1985. Head office of Discover is located in Riverwoods, Illinois, United States. This company also owns Discover plus networks, and Diners Club International. Within the United States, Discover is the third largest credit card brand. It serves more than 50 million cardholders in the United States.
Credit Cards Offered by Discover
There are several credit cards are offered by Discover. Here are some of the best credit cards:
Cash Back:
Benefits:
- You will get 5% cashback at different places each quarter.
- On you all other purchases, you will get 1% unlimited cash back.
- No annual fees for the Discover Cash Back Credit Card.
Rates and Interest:
- For the first 14 months, introductory APR is 0% on balance transfer and purchases.
- You will be charged 13.49% to 24.49% Standard Variable Purchase APR.
- For the future balance transfer, you have to pay 5% of the amount you transfer.
Discover Travel:
Benefits:
- You can earn unlimited 1.5x miles for every dollar you spent on all purchases.
- Discover does not charge any annual fees for this card.
Rates and Interest:
- For the first 14 months, introduces APR is 0% on the purchase.
- After that, you have to pay 13.49% to 24.49% standard variable purchase APR.
Discover Gas & Restaurant:
Benefits:
- You don’t have to pay any annual fees for this credit card.
- On spent of $1,000 at the gas stations and restaurants you can earn 2% cashback.
- On the other purchases, you will get unlimited 1% cashback.
Rates and Interest:
- For the first 14 months, you don’t have to pay any introductory APR on purchase and balance transfer.
- After that, you will be charged 13.49% to 24.49% standard variable purchases and up to 5% fee for future balance transfers will be applied.
Discover Secured Credit Card:
Benefits:
- They do not charge any annual fees for this card.
- On up to $1,000 in combined purchases each quarter, you will get up to 2% cashback on restaurants and gas stations.
- On your other purchases, you will get unlimited 1% cashback.
Rates and Interest:
For this card, you will be charged 24.49% standard variable purchase APR.
Student Cash Back Credit Card
Benefits:
- You will get 5% cashback at different palaces each quarter.
- You don’t have to pay any annual fees for this card.
- You will also get 1% cashback on your all other purchases.
Rates and Interest:
- For firth 6 months your introductory APR is 0%.
- After that, you will be charged 14.49% to 23.49% standard variable purchases APR.
How to Apply for the Discover Credit Card
It is very easy to apply for Discover Credit Cards. You just have to follow some very simple instructions to apply for the Discover Credit Cards. The first time you may face a few problems. In that case, complete the application process by following these steps:
- First, you have to visit the official website of the Discover.
- By clicking on this link www.discover.com, you will be redirected to the official website.
- Then, go the Credit Cards and click on the All Credit Cards.
- There, you will see a verity of credit cards available.
- You have to click on the Apply Now button to apply for any credit card.
- First, you have to choose the design for the credit card.
- Then, enter your information.
- Enter your name, address, phone number, email, DOB, SSN, citizenship status, employment status, total income, and monthly rent payment.
- Select your bank account type.
- Then, click on the Continue to Terms option.
How to Register Discover Credit Card Account
In order to access your credit card information, you have to register for the credit card account. To register for the credit card account, you have to follow these instructions below:
- First, you have to visit this link www.discover.com/extracbb.
- Then, you have to click on the Register Your Account option.
- Under Credit Cards, click on the Register Now option.
- Then, enter your 16-digit card number.
- Enter your expiration date.
- Then, the date of birth.
- Enter the last 4 digits of a social security number.
- Then, click on the Continue button.
- After that, follow the further instructions to complete the registration.
How to Activate Discover Credit Card
In order to use your Discover Credit Card, you have to activate the card before using it. You can activate your credit card either without Logging In or Log In. To activate the Discover Credit Card, you can follow these instructions below:
- First, you have to visit this link www.discover.com/extracbb.
- Then, you have to click on the Activate Credit Card option.
- Enter your date of birth.
- Enter the last 4 digits SSN of primary cardholder..
- Then, enter the 16-digit card number.
- Then, your card expiration date.
- Then, enter the 3-digit sequence ID.
- Then, click on the Continue button.
- After that, follow the further instructions to complete the process.
How to Access Discover Credit Card Account
If you already registered the Discover Credit Card account, then you can easily login to your account, using User ID and Password. If you have your user Id and password, then you can follow the instructions below:
- First, you have to visit this link discover.com/extracbb.
- Then, simply enter your user ID and password on the given fields.
- If you are using your device, then check the box, Remember User ID.
- Then, click on the Log In button.
How to Reset User ID
In any case, you forgot your user ID, then you can follow these instructions below:
- First, you have to visit this link discover.com/extracbb.
- Under the Log In button, click on the Forgot User ID option.
- Then, enter the 16-digit card number.
- Enter the card expiration date.
- Then, enter the primary card member’s date of birth.
- Then, enter the primary card member’s last 4 digits of SSN.
- Next, click on the Continue button.
How to Reset Password
If you forgot your password, then follow these below instructions:
- First, you have to visit this link discover.com/extracbb.
- Then, under the Log In button, click on the Forgot Password option.
- Then, enter the 16-digit card number.
- Enter the card expiration date.
- Then, enter the primary card member’s date of birth.
- Then, enter primary card member’s last 4 digits of SSN.
- Click on the Continue button.
How to Make the Discover Credit Card Payment
There are several ways to make the Discover Credit Card payment. You can simply follow these methods to make the payment:
Online Payment:
To make the payment online, you have to follow these steps below:
- First, you have to visit this link discover.com/extracbb.
- Then, you have to enter your user ID and password on the given fields.
- Then, click on the Log In button.
- After entering into the portal, you can make your payment very easily.
By Mail:
Payment can be also done through mail. Send your payment to this instruction below:
Discover Financial Services
P.O. Box 6103
Carol Stream, IL 60197-6103
Read Also.. 1st Century Bank Online Banking Login Guide
Contact Info
U.S.: 1-800-DISCOVER (1-800-347-2683)
Outside the U.S.: 1-801-902-3100
TDD: 1-800-347-7449
Customer Service:
Discover Financial Services
P.O. Box 30943
Salt Lake City, UT 84130-0943
Reference Link
