Bank of America Home Loans help you get your dream home financed. The loans are also considered as mortgage loans. The home loan offered by the Bank of America features a low rate and is designed to meet your financing requirements. At the BOA Mortgage, one can find refinancing and home equity. The Bank of America Mortgages is known to be offering mortgages at a lower rate and cost. When compared to other lenders such as the Wells Fargo the BOA Mortgage is the most popular and trusted one.
Customers of the Bank of America Home Loans are offered with an easy to use online account management portal. Logging into your mortgage account one can view repayment history, enroll for updates, request an additional service and more. Read the guide below for everything related to the BOA Mortgage.
Customer Service Ratings
Customer service goes without a question. Roughly speaking of the customer help desk of the BOA receives more complaints than its competitors. Since the past decade, the customers have filed more complaints with the Customer Finance Protection Bureau. For a mortgage lender, the number of complaints is too high. Hence, if you wish to choose the mortgage service with responsive customer care then you can look out for other lenders.
Benefits of the Bank of America Home Loans
- The Bank of America home loans is fair in terms of pricing as you are obtaining a service from the nation’s prominent money lenders.
- Bank of America is a huge company hence, you can find other services along with the mortgage.
- The bank has been offering low-cost mortgages for 30 years.
- More complaints against the money lenders may be meaning that this is what you could get for such a low-cost mortgage service.
How to Log into Bank of America Mortgage
- Open the website of the Bank of America. www.bankofamerica.com/mortgage
- At the website, you will find the ‘Sign In’ button at the top right corner.
- Click on it and a login section will appear on the screen.
- Enter the online ID and passcode in the white boxes
Forgot User ID or Password
- Go to the sign in page of the BOA.
- At the bottom of the sign in section, there will be a link that reads ‘sign in help options’.
- Now a drop-down menu with the help options will appear on the screen.
- Choose the option that applies to you i.e. ‘forgot online id’ ‘forgot passcode’ or ‘forgot online id and passcode’.
- Enter the information required for reset and you are ready to go.
How to Apply for Bank of America Home Loan/Mortgage
- To obtain the Bank of America Home Loan then you need to visit the mortgage page of the bank. www.bankofamerica.com/mortgage/home-mortgage
- Now here you can view all the details related to the mortgage loan application.
- To get started with the application one needs to call on 866.466.0979.
- Once the call is connected you can speak to the representative related to the application and other queries.
Bank of America Mortgage Additional Information
- The Bank of America Mortgage is ranked among the best one in its segment. While in comparison to the Wells Fargo Mortgage the BOA Mortgage was considered the better one.
- If you are an existing customer of the BOA then you can get a pre-approved offer for a mortgage loan.
- Mortgage products offered by the bank are low costs, but some that reported these lack some features.
- Although we discovered the mortgage loans have less extra costs associated with the customer service is a little problematic.
- Homeowners who reside in the Midwest regions could find better options such as the U.S. bank mortgage.
The Bottom Line
At the end of the conversation, the Bank of America Mortgage could be considered a good one for those who wish to have a mortgage lender with a low rate. However, if you wish to borrow from a lender that has good customer service ratings then you could consider checking out the Wells Fargo Mortgage and the U.S. Bank mortgage.
|Headquarter Address||Bank of America Corporate Center, 100 North Tryon Street, Charlotte, NC 28255|
|Mobile Apps||Android app|
|Customer Service Hours|
Mon–Fri: 8 a.m.-9 p.m. ET
Sat: 8 a.m.-8 p.m. ET
Sun: 8 a.m.-5 p.m. ET