Are you digging out the internet for Hobby Lobby Credit Card Review? Well, this must be a difficult task as choosing the right credit card comes with great responsibilities. If you get a bad credit card it might have devastating effects on your credit and might hamper your financial life. Hence, we have brought a detailed review of the Hobby Lobby Credit Card. If you find the card handy you can apply using the guidelines below.
What is the Hobby Lobby Credit Card?
The Hobby Lobby Credit Card is issued by the U.S. Bank for the loyal customers of the store. It can be used inside the store for purchases and earns rewards at the same time. The credit card can be used at everyday purchases, at gas stations and grocery stores. Using the credit card at Hobby Lobby stores one can get extra Hobby Lobby Rewards that can be redeemed towards future purchases and gift cards.
Rewards of the Hobby Lobby Credit Cards range from reward points to rewards cards for every 2,500 points you earn. The credit card offers ease of usage and account management facilities to the customers. Read on for a detailed insight of the Hobby Credit Card.
What are the Benefits of the Credit Card?
- Customers get a 1,000 bonus points on all eligible purchases made within 90 days of opening account.
- The credit card lets you get 5 points per $1 spent at the HobbyLobby.com or Hobby Lobby retail stores.
- Earn 1 point for every eligible purchase per $1 spent everywhere where Visa is accepted.
- One can get a $25 Hobby Lobby Rewards Card on accumulating every 25000 points in your account.
Hobby Lobby Rewards Card Rate and Fee
|Regular APR rate of the credit card ranges to 15.24% – 26.24% based on your creditworthiness.|
|Annual fee can be $29.|
|The balance transfer fee is 3% or a minimum of $5.|
|$38 is charged if you miss the payment before the due date.|
|Grace period is 24 days.|
Hobby Lobby Credit Card Review
Great for Hobby Lobby Shoppers– The Hobby Lobby Credit Card well suited for Hobby Lobby regular customers. It has a broad array of benefits and incentives when used at the stores. Although the credit card can be used for everyday purchases the maximum rewards can be extracted at the Hobby Lobby retail stores.
Great Hobby Rewards- The credit card lets you reward points for every $1 spent at the HobbyLobby.com or Hobby Lobby retail locations.
No Intro APR– Hobby Lobby Credit Card does not offer a 0% introductory APR of 30 days. This could be a drawback of the credit card.
Annual Fee– The annual fee could be $29. When compared to other in-store credit cards this is an additional cost associated with the Hobby Lobby Credit Card.
- Minimum Good credit score is required.
- The applicant must be a resident of the United States.
- You should have a valid Social Security Number or ITIN.
How to Apply for the Hobby Lobby Credit Card
Step 1– In order to get the credit card inside your wallet, you need to open the application page.
Step 2– Click on the “Apply Now” button and the application form will appear on the screen. Fill the following personal information to get started:
- Complete Name
- Birth Date
- Social Security Number
- Phone Number
- Email Address
Step 3– The housing information section requires the following data:
- Physical Address
- Zip Code
- Housing Status
- Monthly Payment
- Mail Delivery Address
Step 4– Next you will find the income and employment information section which requires the following data:
- Employment Status
- Total Annual Income
- Source of Annual Income
Step 5– Check the ‘Yes’ option if you wish to enrol in balance transfers, and add an authorized user. Select a card art and review the terms and conditions.
Step 6– Check the box below to accept the terms and conditions and click ‘Submit’.
Check Application Status
In order to check your Hobby Lobby Credit Card application status you, need to call on 1-800-888-0321.
Hobby Lobby Credit Card Activation
For activating a Hobby Lobby Credit Card you need to log into your Hobby Lobby Credit Card account. Log in and go to the ‘Activation’ section on the user console.
How to Log in
Step 1– Existing customers of the Hobby Lobby Stores can log in for account access. Go to the login page of Hobby Lobby.
Step 2– At the top of the webpage, there will be the login button. Select a service and enter personal id and password.
Step 1– In case of lost user id go to the login page and click on the ‘Forgot ID?’ link.
Step 2– Select an account type and then choose a method to verify the account and set a new id.
Step 1– If you have lost password enter user id and proceed to the login page. Beneath the space to enter a password, there will be the ‘Forgot Password’ link.
Step 2– Enter the required data for a password reset and you are ready to go.
How to Enroll
Step 1– Click on the “Enroll Now” button found on the login page of the Hobby Lobby Credit Card.
Step 2– In order to enroll in online and mobile banking, you must select your account type.
How to pay credit card bills
Step 1– For paying bills online one needs to log into the account. Navigate to the payment tab in order to proceed with the process.
Step 2– Enter the payment information and select an account type to confirm payment.
Pay via Mail
You can send the payment via mail using the address below:
P.O. Box 790185
St. Louis, MO 63179-0185
What is the Hobby Lobby Hours of Operation?
Are you willing to visit a Hobby Lobby store for shopping? Instead of return from outside a closed shop, you might find the store hours of operation.
|Monday||09:00 AM – 8:00 PM|
|Tuesday||09:00 AM – 8:00 PM|
|Wednesday||09:00 AM – 8:00 PM|
|Thursday||09:00 AM – 8:00 PM|
|Friday||09:00 AM – 8:00 PM|
|Saturday||09:00 AM – 8:00 PM|
Hobby Lobby List of Holidays
|Black Friday||Mardi Gras|
|Christmas Eve||Memorial Day|
|Cinco de Mayo||Mother’s Day|
Hobby Lobby also known as Hobby Lobby Creative Centres is a arts and crafts store in the United States. It is a private for Profit Corporation that owns the American chain of arts and crafts. The company is based in Oklahoma City. The store was first opened by David Green in 1972, the retail chain is now operational in the United States. It also offers additional services such as credit cards and more.
The Bottom Line
At the end of the day, Hobby Lobby Credit Card can be considered a fair deal. It has a pretty handsome amount of rewards when used at the Hobby Lobby Stores. Furthermore, customers get 24×7 online account management services. Logging into your credit card account you can view statements, enroll for an additional service, pay bills online and more.