Did you hear about the Capital One Venture Rewards Credit Card? Undoubtedly it is a popular credit card from the financial giant the Capital One Financial Corporation. The credit card is showered with rewards and has a simple usage option. You could use it as your everyday finance companion. Read the guide here for every detail related to the credit card.
What is the Capital One Venture Rewards Credit Card All About?
The Capital One Venture Rewards Credit Card is carved out for ones who have a straightforward spending habit. Furthermore, the credit card is showered with a broad array of bonus categories and has an easy redemption option. This is one of the best general travel rewards credit cards available in the market.
The Citi Double Cash Card is a rival of the Capital One Venture Credit Card. If you travel within the United States then the card is a generous one. You can also use it as a travel reward card as the rewards options are great and the earned points can be redeemed without any hassle.
Benefits of the Credit Card
- The Capital One Venture Rewards Credit Card is one of the best cards for earning a one-time bonus. You can earn an introductory bonus of 50,000 miles on spending $3,000 on purchases within 3 months of account opening.
- Get up to $100 as application fee credit for Global Entry.
- There are no blackout dates associated with the credit card. Stay at any hotel and fly any airline.
- The earned reward miles do not expire with time. Therefore, there is no limit on earnings.
- There is no foreign transaction fees associated with the credit card.
- One can get discount offers at hotel stays and travel ticket purchases.
Capital One Venture Rewards Credit Card Rates and Fee
|The APR rate of the credit card is 14.74%, 21.24% or 24.74% based on your credit limit.|
|74 is your APR for cash advances.|
|There is a $0 annual fee for the first year. However, the credit card company charges $95 from the next year onwards.|
|3% is charged for balance transfers.|
|Either $10 or 3% of the amount is charged if you use a cash advance.|
|$38 is charged for late payments.|
- Dolefully the credit card requires excellent credit for approval.
- You must have a Social Security Number.
- The applicant should be residing in the United States.
Capital One Venture Rewards Credit Card Application
Step 1– Potential Customers of the Capital One Venture Rewards must go to the application page of the credit card company www.capitalone.com/credit-cards/venture
Step 2– Once the application page opens there will be a form below. Scroll down and enter the following data in the personal information boxes:
- Full Name
- Birth Date
- Are you a U.S. Citizen
Step 3– Next fill the contact information section with the following data:
- Residential Address
- Email Address
- Primary Phone Number
Step 4– The Financial Information section will require the following data:
- Select Employment Status
- Total Annual Income
- Monthly Rent/Mortgage
- Select if you have any Bank Account
- Credit card spend per month
Step 5– Enter the desired additional information, check the box to accept the terms and disclosures. Scroll to read the Capital One rate and fees and click ‘Continue’.
Check Application Status
Applicants of the Capital One Venture Rewards can check the current approval status of their application. To check your status you need to call on 1-800-903-9177.
How to Activate a Venture Rewards Credit Card
Step 1– Capital One Venture Credit Card customers must go to the activation page www.capitalone.com/support-center/credit-cards/activate.
Step 2– Follow the guide for activation and your credit card will be ready for use.
How to Log In
Step 1– For signing into an existing account you must go to the Capital One login page verified.capitalone.com/sic-ui/#/esignin.
Step 2– The website will feature the ‘sign in’ section at the center. Enter the username and password in the white boxes and click ‘Sign In’.
Forgot Username and Password
Step 1– Go to the login page and click on the link that reads ‘Forgot Username or Password?’’
Step 2– Enter the last name, SSN and birth date to verify identity and set a new password.
How to Enroll
Step 1– If a customer has not registered for internet banking then they can sign up over the web. To set up online access you need to navigate to the registration page.
Step 2– You must type in your last name, SSN and date of birth to register the account for online banking.
Capital One Venture Rewards Credit Card Payments
Step 1– For online credit card payments, one needs to log into an existing credit card account.
Step 2– On the user management console, you will be required to locate the ‘Payment ‘option. Enter the details required to paying and confirm.
Pay via Mail
The Capital One Venture Rewards Customers can pay their credit card bills through the mail. Prepare a check in the name of the Credit Card Company and send it to the address below:
Capital One Attn:
PO Box 30285 Salt Lake City, UT 84130-0285
Capital One Company Overview
The Capital One Venture Rewards Credit Card is issued by the Capital One Bank. The Bank is a financial institution based in the United States. Capital One Financial Institution is the issuer of a wide range of financial services including credit cards, mortgage, savings account, business banking and more. The bank is headquartered in McLean Virginia, United States. However, it has its physical banking locations operational through the nation. Based on worthiness the bank is among the top rated financial institutions in the United States.
Capital One Bank Hours of Operation
The Capital One Bank has 960 branches and more than 2000 ATMs. Scroll down for the open and close hours of the Capital One.
|Monday||09:00 AM – 05:00 PM|
|Tuesday||09:00 AM – 05:00 PM|
|Wednesday||09:00 AM – 05:00 PM|
|Thursday||09:00 AM – 05:00 PM|
|Friday||09:00 AM – 06:00 PM|
|Saturday||09:00 AM – 12:00 PM|
What is the Capital One List of Holidays?
Are you planning to visit a Capital One Location? It is always good to check the list of holidays of the Capital One Bank.
|Christmas Day||Memorial Day|
|Columbus Day||New Year’s Day|
|Martin Luther King Jr. Day||President’s Day|
|Labor Day||Veteran’s Day|
|Independence Day||Thanksgiving Day|
The Bottom Line
In a nutshell, the Capital One Venture Rewards Credit Card is a travel credit card. If you are thinking of applying for it then you must eye on the review and benefits. The credit card review provided above packs everything you need to know about the Capital One Venture Credit Card.
The Venture Credit Card is good for ones who frequent fly within the United States. Moreover, if you spend in a straightforward manner then you can opt for the card.