Are you fishing out for the American Eagle Credit Card details? If you are willing to get the credit card inside your wallet then you must be pondering around the web for its reviews, rate and fee and more. At MoneyTab we have provided all the details related to the credit card. Simply read on and have a nice time exploring the card.
The American Eagle Visa Credit Card is backed by the Synchrony Bank. It is a good option for anyone who is looking forward to shopping at American Eagle or is a loyal shopper of the store. It seems like a marvel for American Eagle shoppers as it has plenty of advantages at the store. Hence, if you are looking for a credit card with great in-store usage the American Eagle Credit Card would be a perfect choice.
Apart from offering a $0 annual fee, the card has decent rewards towards the AEO and Aerie purchases. However, there are some drawbacks such as the usage is limited to authorized stores and rewards can be earned only at the Aerie and AEO.
Benefits of the Credit Card
- Making the first purchase after account opening you get a 25% discount and free standard shipping.
- Shopping at the aeo.com and aerie.com cardholders get 15 points per dollar 1 spent everywhere where Visa is accepted.
- Get exclusive offers such as buy 5 bras and get 1 free.
- Once can get access to personal shopping offers and savings events up to 6 times a year.
American Eagle Credit Card Rate and Fee
|APR rate of the American Eagle Credit Card is 27.99%.|
|Balance transfers are not enabled.|
|Late payment fee is $38.|
|There are a $0 fraud liability and free online account management.|
|$0 is charged as an annual fee.|
|Cash advance APR is 28.99%.|
|3% is charged for foreign transactions|
American Eagle Credit Card Review
Good for American Eagle and Aerie Stores- As you might be aware of the fact that the American Eagle Credit Card is issued for use at the American Eagle stores. Hence, if you are a loyal shopper at the store then you can get the credit card for earning rewards and early access to offers.
No Annual Fee– The credit card among the $0 annual fee shopping credit cards. You can enjoy usage without paying any charges.
Bad for individuals who do not shop often at American Eagle or Aerie- The credit card does not have rewards other than the AEO or Aerie. Therefore, if you wish to earn regular rewards then you might search for a typical rewards credit card.
Carrying a Balance– If you wish to carry a balance in the next month then the credit card lacks balance transfers features.
American Eagle Credit Card Application
Step 2– Once the application webpage opens there will a form below. Enter the following details:
- Complete Name
- Street Address
- ZIP Code
- City & State
- Phone Number
- Email Address
- Date of Birth
- Annual Net Income
Step 3– Click on the ‘Continue’ button below and the user will be taken ahead to the next page. Read and agree to the terms and conditions and submit the application.
Check Application Status
Usually, the credit card application page displays the result instantly. But if you have not yet received the result you can get in touch with the help desk by calling at 800-843-0875.
Activate Credit Card
To activate a credit card for usage you should log into an existing American Eagle account.
After logging in you will find the ‘Activation’ tab. Click on it and enter your card number, cardholder name, 3 digit code at the back of the card and other data required for activation.
How to Log In
Step 1– To access your American Eagle Credit Card account online you should visit the credit card website of American Eagle. www.ae.com/content/credit
Or you can directly visit the login website of the AEO.
Step 2– At the left, you will find the login widget which requires User ID and Password. Once you have entered the login credentials click on the ‘Secure Login’ button below.
Forgot User ID or Password
Step 1– In case you have lost your user id or password you can recover it at the login page of American Eagle.
Step 2– Find and “Find User ID” and “Reset Password” links.
Step 3– Choose the option that applies to you. Enter details for verification purposes.
How to Register
Step 1– If you are willing to register for a new account you can either click on the “Register” button on the login page or visit the registration page of the American Eagle directly. www.synchronycredit.com/eSecurity/Registration
Step 2– Type in your card number and ZIP Code and click the ‘Continue’ button below. Once your account is verified you can set up a user id and password to access American Eagle account online.
How to Pay American Eagle Credit Card Bills
Step 1- In order to pay American Eagle Credit Card bills online, you must log into your account.
Step 2– After logging in you will find the “Payments” tab. Fill up the credit card payments form and add a payment method to pay.
Pay via Mail
To pay credit card bills via mail one should send the payment at the address below:
American Eagle Credit Card
P.O. Box 530942
Atlanta, GA, 30353-0942.
Set up Auto Debit
Enrolling for auto payment you can pay the credit card bill in an automatic process. Register for auto debit features and you are ready to go.
The American Eagle Outfitters clothing company is a clothing company prominently known for its clothing and accessories. It is headquartered in Southside works neighborhood of Pittsburgh Pennsylvania. Founded in 1977 the company is operational at 929 locations in the United States.
The Bottom Line
At the end of the day, the American Eagle Credit Card can be considered a good deal for American Eagle and Aerie shoppers. If you are in search of an everyday credit card or a typical rewards card then you might consider looking for other credit cards in the market.